Skip to content

Sec. 70108. Extension and modification of limitation on deduction for qualified residence interest

Official source: Public Law 119-21, Section 70108 — 139 Stat. 163.

(a) In General.—

Section 163(h)(3)(F) is amended—

(1) in clause (i)—

(A) by striking “

, and before January 1, 2026

”,

(B) by redesignating subclauses (III) and (IV) as subclauses (IV) and (V), respectively,

(C) by striking “

subclause (III)

” in subclause (V), as so redesignated, and inserting “

subclause (IV)

”, and

(D) by inserting after subclause (II) the following new subclause:

“(III) Mortgage insurance premiums treated as interest.—

Clause (iv) of subparagraph (E) shall not apply.”

,

(2) by striking clause (ii) and redesignating clauses (iii) and (iv) as clauses (ii) and (iii), respectively, and

(3) by striking “

2018 Through 2025

” in the heading and inserting “

Beginning After 2017

”.

(b) Effective Date.—

The amendments made by this section shall apply to taxable years beginning after December 31, 2025.